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1) The Story — When Capacity Turns Into a Question The day my father hesitated over his signature, I realised what legacy really means. It wasn’t about property or portfolios—it was about agency. When cognitive decline knocks, families don’t ask about money first. They ask, “Can Dad still sign his name?” That moment changed how I practise and how…

Wayne Freeman [email protected] (…and the guardrailed coach pathway that makes change stick) 1) The Story — why this matters On Monday, Mei double-dosed her dad’s blood-pressure pill. On Tuesday, she missed her own clinic review. By Wednesday she was “multitasking”—Zoom on mute, WhatsApp pinging, eyes on a BP log—when her father asked the same question for the…